Claim Support

Claim Support :

Here is how we ensure you pay zero bills at the hospital.

Dr.Insurance we have a fundamental belief: Health insurance is not about the premium you pay., it is about the claim you . Having spent over a decade serving families across Kerala, we understand that a medical emergency is one of the most stressful times for any family. Between the worry for your loved one’s health, the rush to the hospital, and the anxiety of the unknown, the last thing you need is the added tension of arranging large sums of money or deciphering complex insurance paperwork. Our entire claims philosophy is built to remove that financial burden from your shoulders. We step in so you can focus entirely on what matters most—recovery.

What is Cashless Treatment?

Cashless hospitalization is the biggest benefit of health insurance. It means that if you are admitted to a network hospital of your insurance provider, you don’t have to pay the bills. The insurance company settles the bill directly with the hospital.

How Dr. Insurance Helps You Avail Cashless Benefits:

  • Step 1: Inform Us Immediately As soon as a planned or emergency hospitalization is advised, call us. Our support team is ready 24/7.
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  • Step 2: Pre-Authorization We help you fill the Pre-Authorization form. We guide you on the documents required (Doctor’s advice, ID card, etc.) and ensure it is submitted correctly to the insurance desk.
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  • Step 3: Verification The insurance company verifies the details. Because we have a standing reputation with the insurers, we can often expedite this process.
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  • Step 4: Cashless Approval Once approved, you can focus on the treatment. The hospital bills the insurer directly. You walk out without paying for covered expenses.
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  • Step 5: Pre and Post Hospitalization We help you file the final discharge papers and ensure all pre hospitalisation and follow-up costs are claimed correctly.

Note: We assist with Reimbursement Claims as well, in case you had to pay cash at a non-network hospital

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